Important Disclaimers and Legal Information

Past performance does not guarantee future results

Financial planning involves inherent risks and outcomes may vary based on individual circumstances

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalised financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information on this site.

All content is subject to change without notice and may not reflect current market conditions or regulatory requirements.

Information Accuracy and Currency

We endeavour to ensure all information presented is accurate and current, however financial markets and regulations change frequently.

  • Market data and financial information may be delayed or outdated
  • Regulatory changes may affect the applicability of information
  • Individual circumstances may render general information unsuitable

Limitation of Liability

To the fullest extent permitted by Australian law, fulvianorixa and its affiliates shall not be liable for any damages arising from your use of this website or services.

Our liability is limited to the maximum extent permitted under Australian Consumer Law and applicable regulations.

  • Direct or indirect financial losses resulting from information or advice
  • Lost profits, business interruption, or consequential damages
  • Technical issues, website downtime, or data transmission errors
  • Third-party actions or market volatility affecting your financial position

Professional Financial Advice Disclaimer

The services provided through fulvianorixa constitute general financial guidance and consultation. For specific financial advice tailored to your circumstances, we recommend consulting with licensed financial advisors.

Always seek independent professional advice before making significant financial decisions

External Links and Third-Party Content

Our website may contain links to third-party websites and resources for your convenience.

We do not endorse or assume responsibility for the content, accuracy, or practices of external websites

Testimonials and Individual Results

Client testimonials and case studies represent individual experiences and may not reflect typical results.

Individual results may vary based on personal circumstances, market conditions, and adherence to recommendations

Financial Services Disclaimer

fulvianorixa provides financial planning consultation services under Australian regulatory frameworks. Our services are designed to support your financial understanding and decision-making process.

  • We do not provide specific investment recommendations or manage client funds directly
  • All financial decisions remain solely with the client based on their individual assessment
  • Market conditions and regulatory changes may affect the suitability of any discussed approaches

Governing Law and Jurisdiction

These disclaimers and our services are governed by Australian law and subject to the jurisdiction of Australian courts.

State and Territory Variations

Some information may vary based on your location within Australia due to state-specific regulations.

  • Federal financial regulations apply across all Australian territories
  • State-based legislation may affect certain aspects of financial planning
  • Local tax implications may vary by jurisdiction within Australia

Client Indemnification

By using our services, you agree to indemnify fulvianorixa against any claims arising from your use of the information or services provided, except where prohibited by Australian Consumer Law.

Changes to This Disclaimer

We reserve the right to update these disclaimers to reflect changes in our services, legal requirements, or industry standards.

Material changes will be communicated through our website and direct client notifications

Contact Information for Legal Matters

For questions regarding these disclaimers or legal matters, please contact us using the information below.

Email: contact@fulvianorixa.com

Phone: +61 175 765 092

Address: 123 Collins Street, Melbourne VIC 3000

September 6, 2025

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers